Old vs New Regime Break-Even Calculator
Enter your gross annual salary. We'll show your tax under both regimes with zero deductions, and the exact deduction total at which the old regime starts winning.
Figures below are for FY 2026-27 (AY 2027-28). Need FY 2025-26 or FY 2024-25 instead? Use the full calculator and select the tax year there.
New Regime Tax
₹0
Old Regime Tax (No Deductions)
₹1,63,800
Break-Even Point
You need ₹6,50,100 in total deductions before the old regime beats the new regime's ₹0 tax bill.
Tax vs Deductions Claimed
These figures are estimates for informational purposes only and are not tax or financial advice. Verify your actual liability with the Income Tax Department or a qualified tax professional before filing.